Own your home faster, pay less interest and secure your family’s financial freedom today.
Crown Money has been awarded Best Boutique Non-Franchise Office (SA) at the 2025 Better Business Awards by The Adviser.
This recognition reflects the heart of who we are — a committed team dedicated to helping Australians take back control of their finances, pay off their home loans faster, and create a more secure, stress-free future.
We don’t do “set and forget” loans — we deliver smart strategies, ongoing support, and real accountability.
This award belongs to our entire Crown Money crew. From our leadership team to the behind-the-scenes legends who make it all happen, it’s a celebration of our shared mission: to help hardworking Australians move forward financially.
Are you frustrated with having your income devoured by your home loan repayments every single month and your home loan not reducing fast enough?
Do you know where all your money goes?
It’s not about how much you earn, it’s about how much you keep of what you earn!
We can help you pay off your house in up to half the time by getting you on to the right financial structure.
What would your life be like if it was mortgage free?
Rapid Mortgage Reduction Solution
We will analyze your current home loan structure and put together a financial strategy which will see your home loan paid off in 50% of the time and be able to invest in property faster.
Wealth Tracking & Reporting
Dedicated Financial Coach / Family CFO
Are you frustrated with having your income devoured by your home loan repayments every single month and your home loan not reducing fast enough?
Do you know where all your money goes?
It’s not about how much you earn, it’s about how much you keep of what you earn!
We can help you pay off your house in up to half the time by getting you on to the right financial structure.
What would your life be like if it was mortgage free?
For over 20 years, Crown Money has helped thousands of hard-working Australian families fast-track their mortgage repayments, enabling them to transform their home ownership dreams into a reality. With our financial strategies, structure & support clients have increased their savings by over 200% and will pay their house off in 50% of the time.
Do you want to see how much money you are SAVING for your future ?
see how we can help you
We’ve developed a system that has helped everyday hard-working Aussies...
With the right approach and help, you could feel the freedom of a debt free life...
With the right financial strategy in place, you could pay off your mortgage...
We can tell you how much you can borrow, what you can do to enhance...
With the right approach, you could set yourself up for success, and have...
You know you could be doing better financially…
People always spend what they have access to, it’s human nature!
Over the last 20 years we’ve spoken to over 6,500 people just like you, and we know that just showing you how to budget and change your spending habits isn’t enough.
We have to coach you monthly throughout your financial journey and show you exactly where you can improve your financial position, so you can consistently make financial progress because you’re making smarter financial decisions.
Your dedicated financial coach will work with you to help you reduce your fixed expenses, stop those unnecessary impulse buys, keep track of your milestones and help you stay focused so you can achieve your financial goals.
Rapid Mortgage Reduction Solution
We will analyze your current home loan structure and put together a financial strategy which will see your home loan paid off in 50% of the time and be able to invest in property faster.
Wealth Tracking & Reporting
Dedicated Financial Coach / Family CFO
We are the experts in helping families live DEBT FREE
Our dedicated team of Financial Coaches will get an understanding of your financial goals, analyse your current mortgage structure and results and then present you with a financial freedom plan for fast-tracking your mortgage and show you exactly how much money and time they can save you and your family.
We handle all the paperwork, we set the structure up for you, we deal with your current bank, we make the transition as smooth as possible for you. All you need to worry about is earning and spending money, we take care of the rest. No more worrying about money is what our clients say they love most about this program.
No more spinning the wheels on your mortgage paying mostly interest! We report to you each and every month on how much PRINCIPAL you are paying off your mortgage, How long you have to go on your mortgage and when you’re ready to make your next move financially.
Financial Progress = Happiness
Crown Money is one of Australia’s leading financial coaching services where we have been helping clients pay off their houses in up to half the time. We structure client’s mortgages in a way that allows them to cut anywhere from 40 to 50% off the total amount that they will end up paying for their home, allowing them to be debt free up to twice as fast.
When most people get a standard home loan, at the end of their 30 year loan term they end up paying back close to double the original loan amount to the bank due to interest payments.
For the past 20 years we have specialised in helping clients save thousands of dollars in interest repayments and pay off their house much faster than what they’re currently tracking for.
We have a wide range of financial coaching services to cater for all Australians and their financial needs and we also have financial coaching programs for people who don’t have a mortgage and need help with their money management.
If you have a deposit saved and you’re looking to purchase a property, we have a finance arm that helps you find the ideal finance structure and pre-approvals to enable you to purchase a property. If you don’t have a deposit, we will have to discuss with you a fee for service based on your specific circumstances.
The easiest way to describe the difference between an offset account and what we do as financial coaches is think of an offset account as a gym membership.
We’re like a gym membership with a personal trainer built in. We know that people with personal trainers get better results than those who just try and attempt to go to the gym themselves.
Offset accounts are there to traditionally help ‘offset’ interest. However, they don’t accelerate the reduction in principal to be paid out in under 15 years due to the way the offset loans are structured.
We deliberately structure our money management system so that it reduces principal rapidly and offsets interest at the same time. Getting a 2 prong attack of debt reduction and interest offset working in your favour. The other key difference we have seen with an offset account is they usually only save clients four or five years off a 30-year loan, compared to the vast majority of our clients using our Financial Coaching structure are out of debt and own their homes in under 15 years. The clients on the Crown Money Management system are outperforming what they were doing before they met us when they had an offset account, even though they have the same income and debt level.
Most of our clients have come from an offset account and a ‘cheap rate’ with a bank as their offset account wasn’t working as well for them as they had expected. Those clients are now saving 200% more and paying down their loans in 50% of the time. A big reason for this uplift in their performance is the financial coaching and software that allows us to coach you on your financial numbers such as your savings rate, your debt reduction speed, surplus cashflow position, what day you will own your home, and how much equity you’ve created in your property. The guidance we provide clients around increasing your income, with scripts and strategies on how to get pay rises, as well as helping reduce their expenses with initiatives such as Crown Coins and auditing your fixed expenses are key reasons these clients make and save as much money as possible compared to an offset account.
This Money Management system is designed to help accelerate your debt reduction as well as your net worth, and just because you’re disciplined and stick to a budget doesn’t mean that you’re outperforming financially. If you don’t know your numbers or measure them you aren’t in control financially. Do you know when you can make your next financial move such as buying your next property? Do you know how much you could afford, and when you can afford to do that? Do you know your savings rate? Your surplus cash flow position? Do you know exactly what day you’re going to pay your house off ?
Just because you stick to a budget doesn’t mean that you’re financially secure and in the best position where your money is working the hardest for you and you’re making excellent financial progress.
A lot of the time people do not have a financial plan in place. We come in and help build that financial strategy and tailor it to clients and their specific goals and dreams.
No, we don’t control anyone’s money and we don’t pay anyone’s bills for them. We specifically help with the management of all cash flow and optimize it to make sure that your cash flow structure is running as efficiently as possible.
We simply make sure that your funds are available for you when your bills and large expenses are due.
We do not hold any money on behalf of you. Your loan and your bank accounts are in your name, so all your banking is with your bank or the new financial institution that you choose to take out your finances with. We do not hold any money on behalf of any clients at any time.
Most Australians think they can achieve great financial results as long as they’ve got a cheap rate and an offset account, but having seen over 6,500 Australian’s financial positions (with offset accounts and cheap rates), they’re unfortunately not outperforming the average Australian. Their savings rate is below 7%. Our average client savings rate is above 20%. Their annual debt reduction is close to $10,000pa and our average client’s annual debt reduction is over $30,000+.
Your current bank is focused on keeping you in debt for as long as possible, they’re financially incentivised to make sure you’re paying interest for the longest period of time.
We have designed loan structures and money management systems to help you reduce interest, cut down your loan term and make sure your money is working as hard as possible for you.
We all hate paperwork 🙂 This is similar to going on an overseas holiday. You’ve got the check-in, you’ve got the baggage check, and you’ve got customs and then you’ve got boarding of the plane… All of those frustrating hoops you’ve got to jump through to get to your final destination …. an amazing island holiday.
It’s very similar to this process as there is paperwork required, being in the financial services industry we need to be compliant with all the rules and regulations.
We have to comply with Anti Money Laundering, Know-Your-Client and Best Interest duty, it is an unavoidable part of this process.
The time for the Money Management system to be implemented and setup usually takes four weeks to six weeks from our initial meeting.
Clients usually have a ‘float’ sitting in their spending account or their Visa debit account. This float, is usually $1000+, and is sitting there to cover any emergencies on the weekends.
We are also able to help access funds for an emergency usually within a few hours. There are plenty ways to access money if there’s an emergency and we ensure that you’ll never be caught short.
There are no lock-in contracts, there are no handcuffs or penalties for leaving. You can come and go as you please. So if you want out, you can leave at any time. There’s no break costs. There’s no exit fees. Pure and simply you can pick and choose when you come and when you go.
Did we not answer your question? See more FAQ here
To compare and analyse what you’re currently achieving financially with your current loan structure, and what you could potentially achieve on the Crown Money program based on your financial figures:
Your Crown Money journey begins with an initial obligation-free chat with one of our financial coaches. They will ask you about your financial situation, gain an understanding of your financial goals, determine your eligibility for the program and provide you with the next steps.
Learn from Crown Money’s founder and CEO Scott Parry on how you can beat the banks and pay off your home loan in under 15 years.
We’re often featured in many trusted sources
"My Partner and I joined Crown Money towards the end of 2022 and have already seen the massive impact of debt reduction. Our new loan structure is already allowing us to achieve our financial goals and explore investment opportunities.The team at Crown Money could not have made it any easier for our transition of accounts and loans. They provide great detailed 6-monthly reviews and fantastic assistance for any financial matters. We highly recommend anyone to get in touch with the team at Crown Money to see how they can help!"
"After engaging with the crew at Crown Money, it became apparent very quickly that it was the best financial decision we've made. After years of paying down the mortgage in the typical / traditional fashion, the team put in place a repayment mechanism which resulted in us now being mortgage free. What this has allowed us to do is invest in other property, which we have done through Crown Money. As mentioned, it's the best decision we've made and has set us up well for the future."
"I am incredibly grateful to the team at Crown Money for their unwavering support and expert guidance in helping me secure my first home loan. Their professionalism, responsiveness, dedication and expertise made the entire process seamless and stress-free. Thanks to Crown Money’s guidance, I now have a solid financial plan in place that aligns with my long-term goals, and I feel well-informed and empowered to make my money work for me in the most effective way possible. I highly recommend the team at Crown money to anyone seeking personalised financial advice, support and/or solutions."
"I had the pleasure of meeting up with Crown around two years ago now and it has been the one of the best things I have done, I just wish I had met him earlier. I cannot believe how much I have been able to pay off in this short amount of time and I love the way it’s all set up. Thanks to the team at Crown money and Craig I can see clearly what’s going on with my finance. I would highly recommend them to anyone."
"Still very fresh into our Crown Money journey but all signs so far are extremely positive, I was a little unsure at first as to how the whole process worked and how I would benefit from changing over from a traditional mortgage to a more structured money management set up but after sitting down for a presentation it all made perfect sense. The team made the transition extremely easy and also catered for a few extra needs to our personal situation. Going through the whole process has also helped me be more aware of where my money has been previously going and has helped us get our budget back on track to help pay off our home as quickly as we can."
"Crown and the team has been fantastic. They have helped us be more aware of our spending and we have managed to pay off multiple credit cards which is such a relief. Now we are making good headway to pay off our mortgage years ahead of where we would have been. I highly recommend them."
"The Crown Money team have made the whole experience of buying an experience you will not get anywhere else. They took the stress and work out of it for me. Aside from being a very smart way to set up your mortgage it was the smoothest process I have ever had. Settlement was taken care of without the usual headaches of a bank, the team took care of everything. And after settlement they are still here 100%. And having this type of mortgage in place has made all of those rate rises way less stressful than it would have been with a standard mainstream mortgage. I will never look anywhere else."
At Crown Money, we believe that debt recycling can be a powerful tool for achieving long-term financial success. Our experts emphasise the importance of a strategic approach tailored to your individual circumstances. By understanding your financial goals and working with professionals, you can make informed decisions that align with your vision for the future.
Planning a family holiday is one of life’s great joys, a chance to create cherished memories that last a lifetime. But the anticipation of those getaways often comes with the stress of budgeting and financial constraints. That’s where Crown Money steps in with their innovative strategies to help you save on holidays while ensuring unforgettable experiences for your loved ones.
Unlock the secrets to making savvy purchases and accelerating your home loan repayment with Crown Money’s expert strategies.
We’ll show you the financial strategies that help one of our clients pay off their loan every 23 days.
ACL: 388279
I spent my 20’s juggling two careers, one playing state level AFL and the other managing a Sales Team in the Transport & Logistics Industry. I also had a keen interest in real estate purchasing my first property at the age of 21 and since then my property portfolio has continued to expand overtime.
My brother, Scott Parry, who founded Crown Money showed me the best way to structure a mortgage using Crown Money’s debt and wealth creation strategies. This invaluable education and subsequent success in my personal property portfolio led me to gain a diploma in mortgage broking & finance and join the Crown Money team in 2016.
Being a mortgage broker enabled me to combine my love of property investing with my passion for mentoring others to achieve their goals. I am about helping clients realise their home ownership dreams sooner by paying off the biggest debt of their lives, their mortgage. I enjoy providing this accountability to clients whilst setting up their mortgage structure in a way that benefits them, not the banks.
After witnessing first-hand the amazing success of my clients, it became obvious the team needed to grow, so in 2021 I started building a national team of Money Mentors to help more people make their home-ownership dreams a reality.
Whether our clients are looking to purchase a home or an investment property or refinancing onto a better structure, our goal is to help them set realistic and achievable financial goals, empowering them with the right education, advice and support.
Ultimately what motivates me personally on a daily basis is helping clients lead a better quality of life, free from the debt treadmill and getting them back in control of their finances.
Book a time with Craig Parry:
I have always enjoyed serving and helping people. I have done so all my life, in so many different ways. Whether it was waiting on them in a bar/restaurant, or picking out the right shoes, suit & tie for their upcoming event, their needs being completely met always gave me a huge sense of fulfilment.
Now taking care of people and their number 1 debt in life, their mortgage, feels that much more satisfying. When you get to see the weight of the world lift from a client’s shoulders, or even a tear of joy roll down their cheek knowing their life has changed forever, THAT gets me up in the morning!
I am a husband, a father and a golfer! haha Not always in that order… Almost everything I do is for my family, golf is most definitely for me though!
I have always believed that when I ‘make it’, everyone I love makes it too. My motto has and always will be, live to give.
I look forward to giving my all for you and yours.
Book a time with Reuben Dabrow:
Being a broker allows me full access to the most suitable products in the market for each of my client’s unique scenarios. I thrive on building knowledge around my client’s goals and helping them to get to where they want to go.
I am always contactable and will walk you through the steps involved to achieving your financial goals, unlike a bank manager I will make regular contact throughout the duration of you loan to ensure it still meets your requirements.
I am an active person, I have 4 kids, live on a farm, and enjoy swimming, horse riding, mountain biking and running.
Call or email me to discuss your particular needs:
sarah.rose@crown.money
0438 197 805
Book a time with Sarah Rose
Jessie is a key member of the Crown Money team, having joined the company in 2005. Over the years, she has had the opportunity to work in every aspect of the company’s operations and has played an instrumental role in its growth and success.
Jessie’s extensive experience and expertise in the financial industry make her a valuable asset to the Crown Money team.
In addition to her work at Crown Money, Jessie is a devoted mother to two young children. Despite her busy schedule, she still manages to find time to pursue her personal interests, including fitness, art, and furthering her education.
Meet Adam, a financial coach who is passionate about helping individuals and families take control of their finances and achieve their financial goals. Adam has made it his mission to educate and empower others with his knowledge that continues to grow with Crown Money.
Adam began his career in the financial industry as a broker. However, he quickly realized that he wanted to work more closely with individuals to help them improve their financial situations, not just get them into debt without a solid plan on how to get out of debt, create equity and ensure clients set themselves up for a healthy retirement.
As a financial coach, Adam takes a holistic approach to financial coaching, considering all aspects of his clients’ lives and providing personalized guidance and support. He works with clients to, develop a debt-repayment plan, establish savings goals, and create a long-term financial plan to at least retire without a mortgage.
He is a great listener and collaborates closely with his clients to develop a plan that works for them.
Adam finds great fulfillment in helping his clients achieve their financial goals and improve their overall quality of life. He believes that with the right tools and guidance, anyone can take control of their finances and achieve financial freedom.
Hey Crown Family,
I’m Craig and I’m a part of our post-settlement team working as a Financial Coach!
You may see me pop up from time to time on a review but feel free to reach out because I love a chat.
Aside from my work, I have two young sons whom keep me on my toes and also help to keep me in line.
My hobbies are varied and as long as it’s outside the house I’m generally keen to get involved. Concerts, sporting events, golf, etc…all the middle-aged man stuff!
Aside from those, my recent passion is Crossfit and I do it nearly every day. The community of cross-fitters is amazing and very supportive.
So if we are on the phone don’t be surprised if I try and recruit you to the Crossfit dark side!
Stay healthy and keep kicking your financial goals!
Nikki joined the Crown Money team in 2023 as an Assistant Financial Coach. She has extensive experience in project management and administration in the market research industry, and is looking forward to applying her skills to the new world of finance!
Nikki is inspired by the Crown Money clients and is excited to help them achieve their goals.
Outside of work, Nikki is a proud paw-rent to her Cavoodle pup Luna, who is part princess, part lunatic! She also enjoys (tolerates!) all the fun that comes along with DIY house renovations.
Hayley has been with Crown for almost two years now and as an assistant financial coach, she handles a wide range of day-to-day enquiries from clients and also provides assistance with processing redraws. Hayley prides herself on being kind & compassionate and aims to provide encouragement to clients on their path to becoming debt free whilst also understanding the difficulties brought on by world events over the past few years and the current economic situation.
Hayley is bubbly, loves a good book and spending time with friends and family. She also loves getting to know her clients and developing a friendly relationship with them as she feels this helps to be able to provide them with a more personalised and enjoyable experience with Crown.
Joining the Crown Money team in 2019, Bridgette has gained a wealth of knowledge about Money, Budgeting, and Wealth Creation, which has had a significant impact on her personal life. Bridgette’s background in Real Estate has allowed her to expand her expertise in the financial industry and utilize it in her daily work.
As Settlements Officer, Bridgette has the crucial responsibility of liaising directly with Clients, Banks, and Solicitors to ensure all settlements are processed efficiently and on time. She takes this responsibility seriously and works hard to ensure everything runs smoothly!
In her spare time, she enjoys crafting and reading. She also finds great joy in sharing her financial knowledge with friends and family. Financial literacy is something she’s passionate about, and believes it’s essential for everyone to understand and achieve financial freedom.
Megan is an in-house credit assessor for Crown Money, having transitioned from her previous role as a Broker Assistant. She is well-versed in the intricacies of financial assessment and has worked hard to become a reliable resource for her team.
Prior to her work in finance, Megan was a Real Estate Agent, developing a deep understanding of the property market and its associated financial considerations. This experience has proved invaluable in her current role, where she leverages her knowledge to help clients make informed decisions.
Outside of work, Megan enjoys spending time with her loved ones and her two adorable sausage dogs, Frankie and Billy. She is an avid traveler and enjoys exploring new destinations whenever possible. Megan’s passion for life and her work is evident in everything she does.
Our journey started with Craig and Crown Money just over one year ago and has been financially the best decision we have made. We have been amazed at how quickly we have been paying off the principle of our home loan and wish we engaged Crown Money 8 years ago when we purchased our family home.
The initial transaction was fast and friendly and to be honest we were almost sceptical of the predicted timeframe of being debt-free however, every month has proven the numbers to be true.
The financial goals we discussed at the start have also been well exceeded to the point where we constantly discuss Crown’s home loan structure to genuinely help our friends and family out.
With our previous mortgage structure, it felt like it was never going to end and that we were working week to week just to pay the interest off. The financial freedom we are now feeling even with the small debt remaining is something that we thought we wouldn’t be experiencing for at least another 15+ years.
We are now able to set ourselves future goals beyond our mortgage and look forward to seeing how Craig and his team can assist in the coming years.
We’ve been with Crown Money for just over 12 months and it’s been a real game-changer for us. Previously we were on track to pay our mortgage off in another 20 years but now it’s looking like we could get it done in 3! It’s also enabled us to purchase an investment property much sooner than we were expecting, so our financial future is looking pretty good!
I would like to thank Mat, Kaylene and the whole team at Crown Money for the awesome job you do! The best financial decision I’ve ever made was having the good fortune to hear about you when I was organising my mortgage. I’m on track to pay off my mortgage now in 10 years instead of 30 just by being on the program and I can’t sing the praises of Crown Money enough. You guys should be the ones winning this award not me!! Thanks for everything!
When I joined Crown I paid off in my first year as much as I had in the previous 3 years!! I was amazed how the program made me so disciplined and allowed me to actually enjoy life and have my money grow as well as paying my debt down. The support I have always received feels so personal and I am so excited to be debt-free in the next few years!! Thank you Scott and all the team, can’t thank you enough for helping me be in this position.
“We were a bit skeptical before joining this program at first and thought it was a little too good to be true. Needless to say, we are so grateful for the persistence of Craig and could not be happier to be part of the Crown Money family. We have never saved so much and we love having the much-needed support and guidance from Craig and the team”.
“We have been with Crown for years. Brad has actually been with Crown for 17 years and when we met and joined finances, I could see why Brad had joined up. Scott has been an absolute god send to us. We could never fully express the gratitude we have for him and the team at Crown. Scott’s guidance and advice has helped us progress to an amazing financial position where we are getting close to paying off our house mortgage. Scott and his team are there ANYTIME we need, sometimes even just to reassure us we are on the right track. We wouldn’t be where we are today without Scott and Crown”.
“We have been thrilled with what the program has brought to us, we were all over the place before joining the program but now we have got ourselves into a nice routine that allows our money to be managed and is working for us. This allows us to live life without some of the financial stresses that arise when bills pop out of nowhere. The crown program has taught us to think about what is really important for the family before we ask to redraw money. The advice we have received has worked really well for us and has guided us into a great position in our debt reduction journey”.
“Before I was introduced to Craig Parry and the Crown Money Program, I thought I was doing all the right things, but I wasn’t seeing the results I had anticipated.
After speaking with Craig about what the Debt Reduction program could do for me it was an absolute no brainer that this was the loan structure for me. I finally have the financial structure I need to gain financial freedom. The process is so simple and has given me far more discipline and accountability for my expenses which on a single income is a necessity.
The first years results under the guidance of Craig have surpassed any other of my wildest expectations and can now justify a sports fanatics dream to the US for a holiday. I finally feel like I’m on the right track and with the continued support of Craig I look forward to being debt free or even building a property portfolio. Either way I feel like I’m in great hands to achieve my goals”.
“My wife and I met with Craig in 2018. We knew how to earn money and of course we also know how to spend money too and when it came to debt reduction and cashflow management we were novices.
After meeting with Craig, we took on his recommendations and had Crown Money organise our finances. Here we are a year or so later and extremely pleased with the decision we made and couldn’t thank them enough for helping us get to where we are today.
After making a massive dent in our home loan this past year, we are now planning our first family overseas holiday all thanks to Crown Money. We didn’t expect to be planning a trip for a very long time but through Craig’s genuine interest in achieving the best for his clients this is why we are able to take this holiday.
I would highly recommend Craig and Crown Money to anyone wanting to achieve better financial outcomes and results. Thank you Craig and the Crown Money team.”
