Thinking Beyond the 9-to-5 ⏰
The rising cost of living has driven many Australians to seek additional income sources. We all dream of that little extra financial breathing room, and a side hustle can be just the thing to get us there. But it’s not just about earning more; it’s an opportunity to explore your potential, turn passions into opportunities, […]
Why Interest Rates Don’t Matter but Loan Term does!
When it comes to refinancing, banks often promote the appeal of lower monthly repayments. But beware—this is one of the oldest tricks in the book, and it’s designed to keep you paying the bank for as long as possible because they always try and reset your loan term back to 30 years each and every […]
How to Get Investment Ready Sooner
Thinking of buying an investment property but concerned about your borrowing capacity? You’re not the only one. According to the ATO, over 2.2 million Australians own investment properties, but so many more of us are held back by serviceability issues. Around 60% of would-be investors say their biggest hurdle is securing finance or having enough […]
The Money Lessons We Wish We’d Learned in School
Most Australians feel unprepared for real-world financial challenges. In fact, 50% wish they had been taught more at school about managing money, while 45% regret not learning how to invest sooner. And with 35% believing lessons on starting a business would have been invaluable, it’s clear that practical financial education is lacking. While schools may […]
Holiday Bliss Without the Financial Hangover: Your Ultimate Guide to Budget-Friendly Travel
Escaping the daily grind, soaking up new experiences, and maybe some sun—what’s not to love about a holiday? But let’s be honest, the excitement of planning can sometimes lead to a bit of… shall we say… ‘creative’ budgeting? You know what I mean—the ‘YOLO’ mentality that whispers, ‘go on, you deserve it!’ Well, yes, you […]
The $1 Rule: A Smart Spending Strategy for Home Ownership
Many financial experts suggest limiting purchases to essentials on your journey toward home ownership. However, this often means sacrificing the joy of spending. As a financial coach, I recognize that this approach may not address the underlying issue. The $1 Rule This strategy has shifted my perspective on spending, allowing me to reduce expenses without […]
How I lost $1.6m in one year at the age of 25
We have all trusted someone at one time or another because they seemed to ‘know what they were doing’. When I was 25 and Crown Money was growing nicely, I decided that I wanted to learn more about investing and growing my wealth (outside of property). I was inexperienced with investing in shares as I […]
Why isn’t Money a subject taught in Schools to our Kids?
Maybe we should look at who benefits from it not being taught… The reality is that all the banks make more money when the average Australian has been left in the dark financially and not aware of the dangers of paying too much interest on their debt. These sky-high interest costs chew up huge chunks […]
10 Lessons From The Almanack of Naval Ravikant
I always plan on trying to read 1 book a month, and last month I finished a phenomenal book called The Almanack of Naval by Eric Jorgenson. He is one of the greatest minds on the planet and has some exceptional content, so here are 10 Lessons I took from the book that I thought […]
Follow this recipe and you’re never going to be able to spend all the money you have accumulated at retirement!
Everyone wants to retire very comfortably, and it’s as simple as following a recipe. The first part of the recipe is all about having your house paid, that’s why we’re so focused on getting you debt-free as fast as possible. Being debt-free is a very powerful position to be in financially, as it doesn’t just […]
